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Endowus is a robo-advisory platform that allows you to invest your Cash, SRS and CPF.

They offer low-cost access to mutual funds that may not even be available if you’re a retail investor.

Moreover, since the funds used domiciled in Ireland, your dividend withholding and estate taxes are greatly reduced.

Their funds are all accumulating share classes too, which helps you to automatically reinvest your dividends too.

Endowus has led the way in coming up with specialised portfolios, such as Fund Smart and Cash Smart.

Overall, it is one of the cheapest robo-advisors that are available in Singapore.