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CPF Savings

Should CPF Be Considered As Part Of Your Net Worth?

CPF in net worth reformat

Last updated on June 8th, 2021

As you are calculating your net worth, you may wonder if you should be including your CPF in the calculation.

Even though it’s your money, it is being ‘locked up’ the government. So should it be still considered as an asset?

Here is my opinion on why you should still consider CPF as a part of your net worth.

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CPF Savings

Topping Up SA or MA – Which Should You Choose?

Should I Top Up SA Or MA

Last updated on June 6th, 2021

When you are deciding on topping up your CPF, you are presented with 2 options: topping up your Special Account (SA), or your MediSave Account (MA).

Since both earn the same amount of interest, is there really a difference between topping up either account?

Here’s what you need to know.

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CPF Savings

The Ultimate Guide To CPF Accrued Interest

CPF Accrued Interest

Last updated on June 6th, 2021

If you are looking to fund your property’s purchase entirely with your CPF funds, you may want to consider the interest you accrue on these funds.

When you sell your flat, you will need to return the funds you’ve used, plus any accrued interest back into your OA!

This will mainly affect you if you want to receive the profits of your flat’s sale in cash.

Here’s what you need to know about the interest you’ll accrue on your CPF OA funds.

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