If you are considering signing up for a Crypto.com Visa Card, one term you may have come across is ‘staking CRO‘.
What does this actually mean, and what benefits can you receive?
I’ve been staking my CRO on the Crypto.com App for more than a year, and here’s my experience so far:
- 1 What does staking CRO mean?
- 2 What are the requirements for staking CRO?
- 3 What happens to my CRO after the 6 month period?
- 4 What are the rewards that I can receive from staking CRO?
- 5 How do I stake CRO?
- 6 What’s the difference between staking CRO and Crypto.com’s Earn?
- 7 Is CRO staking worth it?
- 8 👉🏻 Referral Deals
What does staking CRO mean?
When you stake CRO on Crypto.com, you are locking up that amount of CRO for a minimum of 6 months (180 days). You are unable to unstake this amount of CRO until the 6 month period is over. However, you will be able to earn some benefits while your CRO is being staked.
Your staked CRO will be locked up for 6 months, which essentially means that you can’t touch this stake amount at all.
As such, you will need to continue holding CRO for these 6 months, even though its value may drop!
What are the requirements for staking CRO?
The amount of CRO that you need to stake depends on the home currency of your Crypto.com Visa card. If you are signing up for a Crypto.com card in the United States, you will need to stake a minimum of $400 USD worth of CRO to obtain the Ruby Steel card.
The amount that you are required to stake depends on where you register for your Crypto.com Visa card. Since I registered for my card in Singapore, the minimum stake amount which I had to make was $500.
These amounts may differ, depending on the country you’re from.
What happens to my CRO after the 6 month period?
At the end of the 6 month period, you will be able to unstake your CRO from the Crypto.com App. However, you will not be able to receive additional rewards such as free Spotify or Netflix when you unstake CRO.
It is possible for you to unstake your CRO after the 6 month staking period.
However, you will lose the extra benefits that come with the card. For example, here are the benefits that you’ll receive when you stake CRO on the Crypto.com App,
and here are the benefits that you’ll receive when you do not stake any CRO.
You will lose some of the cashback benefits, such as:
- Amazon Prime
Furthermore, the amount of cashback that you’ll receive in CRO will be lower!
If you want to continue receiving the attractive rewards from the Crypto.com Visa card, you may want to reconsider if you really want to unstake your CRO.
What are the rewards that I can receive from staking CRO?
The rewards that you earn from staking CRO depends on whether you stake your CRO on the Crypto.com App or Exchange:
|SGD $500 / USD $|
400 worth of CRO
|Interest||10% (only for Jade Green |
/ Royal Indigo tier onwards)
|10% (all tiers)|
|Rebates||Purchase rebates (e.g. |
Spotify or Netflix)
Card cashback in CRO
|CRO rebate when paying |
trading fees in CRO
|Better APR in Crypto |
Credit and Crypto Earn
|Access to the Syndicate |
Crypto.com Pay Benefits
The Crypto.com App and Exchange are 2 separate platforms. It is possible for you to stake CRO on both platforms to maximise your benefits!
Does staked CRO earn interest?
If you are staking CRO on the Crypto.com App, you will need stake the equivalent amount of CRO for the Jade Green or Royal Indigo tier onwards to earn interest on CRO. If you only stake the equivalent CRO amount for a Ruby Steel card, you will not receive any interest.
After increasing my stake from the Ruby Steel tier to the Jade Green / Royal Indigo tier, I am now able to earn quite a significant amount of CRO each week!
In contrast, staking on the Crypto.com Exchange will earn you 10% interest, regardless of the stake amount!
However, the rewards that you receive from both platforms are quite different, so it’s something that you’ll have to consider.
How do I stake CRO?
To stake CRO on the Crypto.com App, you will need to go to the CRO page in the Crypto Wallet and select ‘Stake’. You will be asked to select the amount of CRO that you wish to stake, depending on the tier of the Crypto.com Visa card you wish to obtain.
For the Crypto.com Exchange, you’ll need to go to the ‘Stake & Earn‘ tab.
Once you’re there, you can click on the Stake CRO button.
After that, you’ll need to select the amount of CRO that you wish to stake.
You will need to stake a minimum of 5,000 CRO to be able to receive the 10% reward!
Staking CRO on the Crypto.com Exchange is just one of the many ways that you can stake crypto in Singapore.
How can I increase my CRO stake?
Here’s how you can increase your CRO stake on the Crypto.com App:
- Go to your CRO balance in the Crypto Wallet and select ‘Upgrade’
- Select your new CRO stake amount
- Select the source of your CRO stake
- Confirm your CRO stake amount
#1 Go to your CRO balance in the Crypto Wallet and select ‘Upgrade’
You’ll need to go to the CRO page in your Crypto Wallet. There is an ‘Upgrade‘ button that allows you to increase your stake amount.
#2 Select your new CRO stake amount
You will be asked to select the new amount of CRO that you wish to stake.
#3 Select the source of your CRO stake
For the next part, you will be required to select the source of CRO that you wish to stake. There are 3 sources of CRO that you can use:
- Buying CRO from Credit / Debit card
- Crypto Wallet on Crypto.com
- External Wallet that has CRO
If you have CRO in the Crypto.com Supercharger, you will need to withdraw it from the pool first before you can stake it on Crypto.com!
#4 Confirm your CRO stake amount
After confirming your new CRO stake amount, it will be locked up for an additional 180 days.
What’s the difference between staking CRO and Crypto.com’s Earn?
Staking CRO locks up your CRO on the Crypto.com App or Exchange, and you will only be able to receive interest on your CRO if you reach the Jade Green or Royal Indigo tier. However, if you deposit CRO into Crypto.com’s Earn, you will only receive interest as you are lending out your CRO, instead of the benefits that come with the Crypto.com Visa card.
Here are some of the benefits you can receive when you deposit CRO into either program:
|Stake CRO||Crypto.com Earn|
|Interest on CRO?||Only for Jade Green / |
Royal Indigo and above
|Yes (Minimum |
|CRO Interest Rate||Up to 10%||Up to 6%|
|Other benefits||Cashback for |
Full cashback on
Spotify and Netflix
For Crypto.com Earn, you are actually lending out your CRO for extra interest. Meanwhile, when you stake CRO, you are locking up your funds with Crypto.com.
The amount that you can earn in interest for Crypto.com’s Earn feature is lower compared to staking CRO! However, the minimum amount (5,000 CRO) is a smaller amount compared to staking CRO.
There is a fine difference between these two features on the Crypto.com App, so it’s something you may want to take note of!
Is CRO staking worth it?
If you believe in Crypto.com’s ecosystem and that the value of the CRO token will increase in the future, staking CRO will allow you to receive rewards while you are holding on to the CRO coin. To maximise the number of rewards that you are receiving, it will be more beneficial to stake for a Jade Green or Royal Indigo card which gives you better rewards.
The stake amount for Ruby Steel may be the most accessible if you are new to cryptocurrencies.
It will be good to consider how invested you wish to be in the Crypto.com ecosystem. While the rewards are definitely attractive, it comes at a price as you are locking up a rather big sum of money to continue earning these rewards.
However, if you are playing the long term game, the rewards that you receive may potentially be greater than your initial investment!
Alternatively, if you do not want to stake your CRO, you can consider leaving it in the Crypto.com Supercharger. This allows you to earn some new tokens, while being able to freely withdraw your CRO at any time!
👉🏻 Referral Deals
If you are interested in signing up for any of the products mentioned above, you can check them out below!
Crypto.com Visa Card Referral (Get up to $45 USD worth of CRO)
If you are interested in signing up for the Crypto.com Visa Card, you can use my referral link and enter the code ‘x2kfzusxq6‘.
Here’s how you can get up to $45 USD worth of CRO in your Crypto Wallet:
|Stake enough CRO to unlock a Ruby |
Steel Crypto.com Visa Card or higher
|Spend a minimum of USD 100 |
for your first transaction
with the Crypto.com Visa Card
|Buy/sell a total of USD 500 of crypto|
in the Crypto.com App within
30 days after you pass KYC
You will need to stake enough CRO (in the equivalent amount in your home currency) to unlock a Ruby Steel card or higher.
Crypto.com Exchange Referral (Earn $10 USD- $50 USD in CRO)
If you are interested in creating a Crypto.com Exchange account, you can use my referral link and enter the code “x2kfzusxq6“.
Depending on the amount of CRO you stake on the Crypto.com Exchange, you are able to earn between USD $10 to USD $50!
Here are the amounts that you’ll need to stake to receive the bonuses:
|Amount of |
|1,000 – 4,999 CRO||$10|
|≥ 5,000 CRO||$50|
If you’ve already signed up for the Crypto.com app, you can still sign up for this bonus! This is because the Crypto.com App and Exchange are 2 different platforms.
You can read more about this referral program on Crypto.com’s website. What’s more, you will be able to earn 10% of your referees’ maker and taker fees across Spot, Margin, and Derivatives trading for 12 months.
Are you passionate about personal finance and want to earn some flexible income?