Referral Code: GIDE2114
Rewards for you: $3 off your first withdrawal
SoCash is a unique app that allows you to withdraw cash from local shops, instead of ATMs.
You do not incur any fees, and just need to transfer the money via iBanking.
The process is pretty fast, although the app can be slow at times.
Overall, this is a great app to have in case you need cash urgently and there are no ATMs around.